{"id":967,"date":"2022-09-11T19:43:02","date_gmt":"2022-09-11T15:43:02","guid":{"rendered":"https:\/\/baytukum.ae\/ar\/?page_id=967"},"modified":"2024-07-30T16:29:11","modified_gmt":"2024-07-30T12:29:11","slug":"faq","status":"publish","type":"page","link":"https:\/\/baytukum.ae\/ar\/faq\/","title":{"rendered":"\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"967\" class=\"elementor elementor-967\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9022a77 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9022a77\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-87fabd2\" data-id=\"87fabd2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1908aeb elementor-widget elementor-widget-oew-tabs\" data-id=\"1908aeb\" data-element_type=\"widget\" data-settings=\"{&quot;active_item&quot;:1}\" data-widget_type=\"oew-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div class=\"oew-tabs oew-tabs-top oew-has-active-item\">\n\n\t\t\t\t\t\t\t<div class=\"oew-tabs-wrap oew-tabs-normal oew-tabs-justify\">\n\t\t\t\t\t\n\t\t\t\t\t\t<div id=\"oew-tab-title-2621\" class=\"oew-tab-title  oew-active\" data-tab=\"1\" tabindex=\"2621\" role=\"tab\" aria-controls=\"oew-tab-content-2621\">\n\t\t\t\t\t\t\t\u0661. \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u0634\u0631\u0643\u0629 \u0630\u0627\u062a \u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u062e\u0627\u0635\t\t\t\t\t\t\t\t<span class=\"oew-icon-align-right\">\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div id=\"oew-tab-title-2622\" class=\"oew-tab-title \" data-tab=\"2\" tabindex=\"2622\" role=\"tab\" aria-controls=\"oew-tab-content-2622\">\n\t\t\t\t\t\t\t\u0662. \u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\t\t\t\t\t\t\t\t<span class=\"oew-icon-align-right\">\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div id=\"oew-tab-title-2623\" class=\"oew-tab-title \" data-tab=\"3\" tabindex=\"2623\" role=\"tab\" aria-controls=\"oew-tab-content-2623\">\n\t\t\t\t\t\t\t\u0663. \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\t\t\t\t\t\t\t\t<span class=\"oew-icon-align-right\">\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div id=\"oew-tab-title-2624\" class=\"oew-tab-title \" data-tab=\"4\" tabindex=\"2624\" role=\"tab\" aria-controls=\"oew-tab-content-2624\">\n\t\t\t\t\t\t\t\u0664. \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\t\t\t\t\t\t\t\t<span class=\"oew-icon-align-right\">\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div id=\"oew-tab-title-2625\" class=\"oew-tab-title \" data-tab=\"5\" tabindex=\"2625\" role=\"tab\" aria-controls=\"oew-tab-content-2625\">\n\t\t\t\t\t\t\t\u0665. \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0642\u0627\u0631 \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641\t\t\t\t\t\t\t\t<span class=\"oew-icon-align-right\">\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div id=\"oew-tab-title-2626\" class=\"oew-tab-title \" data-tab=\"6\" tabindex=\"2626\" role=\"tab\" aria-controls=\"oew-tab-content-2626\">\n\t\t\t\t\t\t\t\u0666. \u0627\u0644\u062a\u0646\u0642\u0651\u0644 \u062e\u0644\u0627\u0644 \u0645\u0646\u0635\u0651\u0629 \u0628\u064a\u062a\u0643\u0645\t\t\t\t\t\t\t\t<span class=\"oew-icon-align-right\">\n\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"\"><\/i>\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<div class=\"oew-tabs-content-wrap\">\n\t\t\t\t\n\t\t\t\t\t<div class=\"oew-tab-title oew-tab-mobile-title  oew-active\" tabindex=\"2621\" data-tab=\"1\" role=\"tab\">\n\t\t\t\t\t\t\u0661. \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u0634\u0631\u0643\u0629 \u0630\u0627\u062a \u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u062e\u0627\u0635\t\t\t\t\t\t\t<span class=\"oew-icon-align-right\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"oew-tab-content-1\" class=\"oew-tab-content  oew-active\" role=\"tabpanel\" aria-labelledby=\"oew-tab-title-2621\">\n\t\t\t\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1170\" class=\"elementor elementor-1170\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a983263 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a983263\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e551201\" data-id=\"e551201\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ab3112 elementor-widget elementor-widget-oew-accordion\" data-id=\"7ab3112\" data-element_type=\"widget\" data-widget_type=\"oew-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"oew-accordion-7ab3112\" class=\"oew-accordion\" data-settings=\"{&quot;multiple&quot;:&quot;false&quot;}\">\n\n\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0644\u0645\u0627\u0630\u0627 \u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0651\u064a \u062a\u0642\u062f\u064a\u0645 \u0625\u062b\u0628\u0627\u062a\u0627\u062a \u0627\u0644\u0647\u0648\u064a\u0651\u0629\u061f\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u0646\u062d\u0646 \u0628\u062d\u0627\u062c\u0629 \u0644\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646\u0643 \u0634\u062e\u0635 \u062d\u0642\u064a\u0642\u064a\u060c \u0648\u0623\u0646\u0647 \u064a\u0645\u0643\u0646\u0646\u0627 \u062a\u0642\u064a\u064a\u0645 \u0648\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0643. \u0646\u0637\u0644\u0628 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0645\u0646 \u0623\u064a \u0646\u0634\u0627\u0637 \u062e\u062f\u0627\u0639\u064a. \u0647\u0630\u0647 \u0627\u0644\u062e\u0637\u0648\u0629 \u0647\u064a \u062c\u0632\u0621 \u0645\u0646 \u0645\u062a\u0637\u0644\u0651\u0628\u0627\u062a \u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0639\u0645\u064a\u0644\u060c \u0648\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u0648\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628\u060c \u0648\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0641\u0633\u0627\u062f \u063a\u064a\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0633\u0644\u0627\u0645\u0629 \u0639\u0645\u0644\u0627\u0626\u0646\u0627 \u0648\u0645\u0646\u0635\u0651\u062a\u0646\u0627<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u0624\u0647\u0644\u0627\u062a \u0644\u0643\u064a \u0623\u064f\u0635\u0628\u062d \u0645\u0633\u062a\u062b\u0645\u0631 \u0645\u0639 \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\"\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u0644\u0643\u064a \u062a\u0643\u0648\u0646 \u0645\u0624\u0647\u0644\u0627\u064b \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0639 \u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\u060c \u064a\u062c\u0628 \u0623\u0644\u0627 \u064a\u0642\u0644 \u0639\u0645\u0631\u0643 \u0639\u0646 18 \u0639\u0627\u0645\u064b\u0627.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u201c\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\u201d \u0648\u0628\u064a\u0646 \u0648\u0643\u0627\u0644\u0627\u062a \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\" \u0644\u064a\u0633\u062a \u0648\u0643\u0627\u0644\u0629 \u0639\u0642\u0627\u0631\u0627\u062a \u0623\u0648 \u0648\u0633\u064a\u0637 \u0623\u0648 \u0645\u062f\u064a\u0631 \u0639\u0642\u0627\u0631\u0627\u062a \u0623\u0648 \u063a\u064a\u0631 \u0630\u0644\u0643. \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\" \u0647\u064a \u0645\u0646\u0635\u0629 \u062a\u0645\u0648\u064a\u0644 \u062c\u0645\u0627\u0639\u064a \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u062a\u0642\u0648\u0645 \u0628\u062a\u0633\u0647\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u062d\u0627\u0644\u064a\u064a\u0646 \u0648\u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u064a\u0646<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0645\u0627 \u0647\u064a \u0645\u062f\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0639 \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\"\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u062a\u062a\u0631\u0627\u0648\u062d \u0645\u062f\u0629 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\u062a\u0635\u0648\u064a\u062a.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"oew-tab-title oew-tab-mobile-title \" tabindex=\"2622\" data-tab=\"2\" role=\"tab\">\n\t\t\t\t\t\t\u0662. \u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\t\t\t\t\t\t\t<span class=\"oew-icon-align-right\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"oew-tab-content-2\" class=\"oew-tab-content \" role=\"tabpanel\" aria-labelledby=\"oew-tab-title-2622\">\n\t\t\t\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1185\" class=\"elementor elementor-1185\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d67cb0e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d67cb0e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f77638c\" data-id=\"f77638c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e40f1e8 elementor-widget elementor-widget-oew-accordion\" data-id=\"7e40f1e8\" data-element_type=\"widget\" data-widget_type=\"oew-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"oew-accordion-7e40f1e8\" class=\"oew-accordion\" data-settings=\"{&quot;multiple&quot;:&quot;false&quot;}\">\n\n\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t \u0645\u0627 \u0647\u064a\u064e \u0645\u0646\u0635\u0651\u0629 \u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\u061f\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u0645\u0646\u0635\u0651\u0629 \u062a\u0645\u0643\u0651\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0645\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0639\u0645\u0627\u0631 \u0648\u0641\u0626\u0627\u062a \u0627\u0644\u062f\u062e\u0644 \u0645\u0646 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0635\u063a\u064a\u0631\u0629 \u0641\u064a \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0644\u0645\u0627\u0630\u0627 \u0623\u064e\u0633\u062a\u062b\u0645\u0631 \u0641\u064a \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p dir=\"rtl\">\u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u0633\u0645\u0639\u0629 \u0645\u062d\u0645\u0648\u062f\u0629 \u0644\u0645\u0627 \u062a\u062c\u0645\u0639 \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0628\u0639\u064a\u062f \u0648\u0627\u0644\u0639\u0627\u0626\u062f\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0643\u0645\u0627 \u0644\u0647\u0627 \u062d\u0633\u0646\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629 \u0645\u0646\u0647\u0627:<\/p><ul><li dir=\"rtl\">\u0645\u0635\u062f\u0631 \u062f\u062e\u0644 \u0625\u0636\u0627\u0641\u064a<\/li><li dir=\"rtl\">\u0623\u0635\u0648\u0644 \u0645\u0644\u0645\u0648\u0633\u0629<\/li><li dir=\"rtl\">\u0645\u062d\u0641\u0638\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0645\u062a\u0646\u0648\u0639\u0629<\/li><li dir=\"rtl\">\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a<\/li><li dir=\"rtl\">\u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0645\u0646 \u0627\u0631\u062a\u0641\u0627\u0639 \u0642\u064a\u0645\u0629 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u064a\u0633\u0645\u062d \u0644\u0623\u0645\u0648\u0627\u0644\u0643 \u0628\u0627\u0644\u0632\u064a\u0627\u062f\u0629 \u0628\u0634\u0643\u0644 \u0623\u0643\u0628\u0631 \u0645\u0645\u0627 \u0642\u062f \u062a\u0641\u0639\u0644 \u0641\u064a \u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0648\u0641\u064a\u0631. \u0625\u0646\u0647\u0627 \u0637\u0631\u064a\u0642\u0629 \u0630\u0643\u064a\u0629 \u0644\u062d\u0641\u0638 \u0627\u0644\u0645\u0627\u0644 \u0648\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u062b\u0631\u0648\u0629<\/li><\/ul>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0643\u064a\u0641 \u0623\u0633\u062a\u062b\u0645\u0631 \u0645\u0639 \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\"\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u062e\u0637\u0648\u0627\u062a \u0628\u0633\u064a\u0637\u0629<br \/>\u0661. \u062a\u062d\u0645\u064a\u0644 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0645\u0646 \u0645\u062a\u062c\u0631 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a<br \/>\u0662. \u0625\u0646\u0634\u0627\u0621 \u062d\u0633\u0627\u0628<br \/>\u0663. \u062a\u0635\u0641\u062d \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a<br \/>\u0664. \u0627\u0644\u0636\u063a\u0637 \u0639\u0644\u0649 \u0627\u0633\u062a\u062b\u0645\u0627\u0631<br \/>\u0665. \u062a\u062d\u0648\u064a\u0644 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fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0647\u0644 \u064a\u062d\u0638\u0649 \u0623\u064a \u0645\u0633\u062a\u062b\u0645\u0631 \u0628\u0645\u0639\u0627\u0645\u0644\u0629 \u062e\u0627\u0635\u0651\u0629\u061f\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u0646\u0633\u0639\u0649 \u062c\u0627\u0647\u062f\u064a\u0646 \u0644\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0644\u062f\u064a\u0646\u0627 \u0628\u0639\u0646\u0627\u064a\u0629 \u0648\u0627\u062c\u062a\u0647\u0627\u062f \u0648\u0628\u062f\u0648\u0646 \u062a\u062d\u064a\u0632 \u0623\u0648 \u062a\u0641\u0636\u064a\u0644<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0647\u0644 \u0633\u0623\u0642\u0648\u0645 \u0628\u062f\u0641\u0639 \u0623\u064a \u0645\u0628\u0627\u0644\u063a \u0625\u0636\u0627\u0641\u064a\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u0642\u0645\u062a \u0628\u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0641\u064a\u0647\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u0644\u0627 \u060c \u0644\u0646 \u0646\u0637\u0644\u0628 \u0645\u0646\u0643 \u062a\u0645\u0648\u064a\u0644\u064b\u0627 \u0625\u0636\u0627\u0641\u064a\u064b\u0627 \u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a\u0643. \u0633\u064a\u062a\u0645 \u0641\u0642\u0637 \u062e\u0635\u0645 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\u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u062a\u0637\u0628\u064a\u0642 Baytukum \u0648\u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646 \u062a\u062d\u0645\u064a\u0644\u0647 \u0645\u0646 \u0645\u062a\u062c\u0631 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0645\u0627 \u0645\u062f\u0649 \u0623\u0645\u0627\u0646 \u0645\u0646\u0635\u0629 \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\" \u0636\u062f \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u25cf \u062c\u0645\u064a\u0639 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u062a\u0645 \u0628\u062f\u0648\u0646 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a.<br \/>\u25cf \u062c\u0645\u064a\u0639 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0633\u062d\u0628 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u062a\u062a\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0639\u0645\u0644\u064a\u0629 \u062a\u062d\u0642\u0642 \u0645\u0624\u0644\u0641\u0629 \u0645\u0646 \u062e\u0637\u0648\u062a\u064a\u0646 (\u062a\u062d\u0642\u0642 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0639\u0628\u0631 \u0631\u0642\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 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role=\"tab\">\n\t\t\t\t\t\t\u0663. \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\t\t\t\t\t\t\t<span class=\"oew-icon-align-right\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"oew-tab-content-3\" class=\"oew-tab-content \" role=\"tabpanel\" aria-labelledby=\"oew-tab-title-2623\">\n\t\t\t\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1191\" class=\"elementor elementor-1191\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-18e0ac5f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"18e0ac5f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d3e8c95\" data-id=\"d3e8c95\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7057a1f elementor-widget elementor-widget-oew-accordion\" data-id=\"7057a1f\" data-element_type=\"widget\" data-widget_type=\"oew-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"oew-accordion-7057a1f\" class=\"oew-accordion\" data-settings=\"{&quot;multiple&quot;:&quot;false&quot;}\">\n\n\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0643\u064a\u0641 \u0623\u062c\u0646\u064a \u0627\u0644\u0631\u0628\u062d \u0645\u0646 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u061f\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u062a\u062c\u0646\u0649 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0648\u0645\u0646 \u0632\u064a\u0627\u062f\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u0631\u062a\u0642\u0628 \u0646\u0647\u0627\u064a\u0629 \u0641\u062a\u0631\u0629 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0647\u0644 \u0628\u0645\u0642\u062f\u0648\u0631\u064a \u0628\u064a\u0639 \u062d\u0635\u062a\u064a \u0628\u062d\u0627\u0644 \u0623\u0631\u062f\u062a \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0645\u0627\u0644\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u064a\u0645\u0643\u0646\u0643 \u0637\u0644\u0628 \u0625\u062f\u0631\u0627\u062c \u0623\u0633\u0647\u0645\u0643 \u0644\u0644\u0628\u064a\u0639 \u0628\u0639\u062f \u0645\u0631\u0648\u0631 \u0639\u0627\u0645 \u0643\u0627\u0645\u0644 \u0639\u0644\u0649 \u0627\u0645\u062a\u0644\u0627\u0643\u0647\u0627. \u064a\u0631\u062c\u0649 \u0645\u0644\u0627\u062d\u0638\u0629 \u0623\u0646\u0647 \u0633\u062a\u064f\u0637\u0628\u0642 \u0631\u0633\u0648\u0645 \u0627\u0644\u062e\u0631\u0648\u062c.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0647\u0644 \u0645\u0646 \u0627\u0644\u0645\u0645\u0643\u0646 \u0628\u064a\u0639 \u0627\u0644\u0639\u0642\u0627\u0631 \u0642\u0628\u0644 \u0627\u0646\u062a\u0647\u0627\u0621 \u0641\u062a\u0631\u0629 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u0646\u0642\u0648\u0645 \u0628\u0625\u062c\u0631\u0627\u0621 \u062a\u0635\u0648\u064a\u062a (\u0631\u0627\u062c\u0639 <a href=\"https:\/\/baytukum.ae\/ar\/terms-and-conditions\/\">\u0627\u0644\u0628\u0646\u0648\u062f \u0648\u0627\u0644\u0634\u0631\u0648\u0637<\/a> ). \u0625\u0630\u0627 \u0648\u0627\u0641\u0642 \u0667\u0660\u066a \u0645\u0646 \u0627\u0644\u0645\u0633\u0627\u0647\u0650\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0629 \u0630\u0627\u062a \u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u062e\u0627\u0635 \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0639\u060c \u0641\u0633\u064a\u062a\u0645 \u0628\u064a\u0639 \u0627\u0644\u0639\u0642\u0627\u0631 \u0648\u0633\u0646\u0642\u0648\u0645 \u0628\u062a\u0648\u0632\u064a\u0639 \u0623\u0631\u0628\u0627\u062d \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0648\u0641\u0642\u064b\u0627 \u0644\u0630\u0644\u0643<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0645\u0627\u0630\u0627 \u0644\u0648 \u0627\u0646\u062e\u0641\u0636 \u0633\u0639\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u0633\u0648\u0642 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0647\u0648 \u0633\u0648\u0642 \u0645\u0636\u0627\u0631\u0628\u0629\u060c \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u062a\u0642\u0644\u0628\u064b\u0627\u060c \u0648\u0644\u0643\u0646 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0639\u0627\u062f\u0629 \u0645\u0627 \u062a\u0643\u0648\u0646 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064b\u0627 \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644 \u0648\u0644\u0646 \u062a\u062a\u0623\u062b\u0631 \u0628\u0627\u0644\u062a\u0642\u0644\u0628\u0627\u062a \u0642\u0635\u064a\u0631\u0629 \u0627\u0644\u0645\u062f\u0649<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"oew-tab-title oew-tab-mobile-title \" tabindex=\"2624\" data-tab=\"4\" role=\"tab\">\n\t\t\t\t\t\t\u0664. \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\t\t\t\t\t\t\t<span class=\"oew-icon-align-right\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"oew-tab-content-4\" class=\"oew-tab-content \" role=\"tabpanel\" aria-labelledby=\"oew-tab-title-2624\">\n\t\t\t\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1195\" class=\"elementor elementor-1195\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd8c80f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd8c80f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-36ad35d0\" data-id=\"36ad35d0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-473c2625 elementor-widget elementor-widget-oew-accordion\" data-id=\"473c2625\" data-element_type=\"widget\" data-widget_type=\"oew-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"oew-accordion-473c2625\" class=\"oew-accordion\" data-settings=\"{&quot;multiple&quot;:&quot;false&quot;}\">\n\n\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0645\u0627 \u0646\u0648\u0639 \u0641\u0631\u0635 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u062a\u064a \u062a\u0648\u0641\u0631\u0647\u0627 \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\"\u061f\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u062a\u0648\u0641\u0651\u0631 \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\" \u0641\u0631\u0635\u0627\u064b \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0633\u0651\u0643\u0646\u064a\u0651\u0629 \u0627\u0644\u0645\u0643\u062a\u0645\u0644\u0629<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0645\u0646 \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0627\u0644\u0641\u0631\u0635 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u0641\u0642\u0637 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0644\u0644\u0630\u064a\u0646 \u062a\u0645 \u062a\u0641\u0639\u064a\u0644 \u062d\u0633\u0627\u0628\u0627\u062a\u0647\u0645<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0643\u064a\u0641 \u064a\u062a\u0645 \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062f\u0631\u062c\u0629\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u064a\u062a\u0645 \u0627\u062e\u062a\u064a\u0627\u0631 \u062c\u0645\u064a\u0639 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062f\u0631\u062c\u0629 \u0628\u062f\u0642\u0629 \u0648\u0641\u062d\u0635\u0647\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0641\u0631\u064a\u0642\u0646\u0627 \u0627\u0644\u0645\u0624\u0647\u0644 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u062a\u064a \u062a\u0645 \u0625\u062c\u0631\u0627\u0624\u0647\u0627 \u0648\u0627\u0644\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u0627\u0645 \u0628\u0647\u0627 \u0645\u062b\u0645\u0646\u0648\u0646 \u0645\u0633\u062a\u0642\u0644\u0648\u0646 \u0645\u0646 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b.<br \/>\u064a\u062a\u0645 \u0623\u062e\u0630 \u0639\u0648\u0627\u0645\u0644 \u0623\u062e\u0631\u0649 \u0641\u064a \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631 \u0623\u062b\u0646\u0627\u0621 \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u060c \u0645\u0639 \u0645\u0631\u0627\u0639\u0627\u0629 \u0645\u0635\u0644\u062d\u0629 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0644\u062f\u064a\u0646\u0627:<br \/>\u2022 \u0627\u0644\u0639\u0627\u0626\u062f \u0645\u0631\u062a\u0641\u0639 \u060c \u0627\u0644\u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0645\u0646\u062e\u0641\u0636 \u0644\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644<br \/>\u2022 \u0627\u0644\u0639\u0627\u0626\u062f \u0645\u062a\u0648\u0633\u0637 \u060c \u0627\u0644\u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0633\u0637 \u0644\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 (\u0646\u0647\u062c \u0645\u062a\u0648\u0627\u0632\u0646)<br \/>\u2022 \u0627\u0644\u0639\u0627\u0626\u062f \u0627\u0644\u0645\u0646\u062e\u0641\u0636 \u060c \u0627\u0644\u0627\u0631\u062a\u0641\u0627\u0639 \u0641\u064a \u0642\u064a\u0645\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"oew-tab-title oew-tab-mobile-title \" tabindex=\"2625\" data-tab=\"5\" role=\"tab\">\n\t\t\t\t\t\t\u0665. \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0642\u0627\u0631 \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641\t\t\t\t\t\t\t<span class=\"oew-icon-align-right\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"oew-tab-content-5\" class=\"oew-tab-content \" role=\"tabpanel\" aria-labelledby=\"oew-tab-title-2625\">\n\t\t\t\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1199\" class=\"elementor elementor-1199\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-74260e1a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"74260e1a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68d9ac6b\" data-id=\"68d9ac6b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e10ff09 elementor-widget elementor-widget-oew-accordion\" data-id=\"1e10ff09\" data-element_type=\"widget\" data-widget_type=\"oew-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"oew-accordion-1e10ff09\" class=\"oew-accordion\" data-settings=\"{&quot;multiple&quot;:&quot;false&quot;}\">\n\n\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0645\u0646 \u0633\u064a\u0642\u0648\u0645 \u0628\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0642\u0627\u0631 \u0639\u0646\u0651\u064a\u061f\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u064a\u0642\u0648\u0645 \u0641\u0631\u064a\u0642 \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\" \u0627\u0644\u0645\u0624\u0647\u0644\u060c \u0628\u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u0639 \u0634\u0631\u0643\u0629 \u0625\u062f\u0627\u0631\u0629 \u0639\u0642\u0627\u0631\u0627\u062a \u0642\u0627\u0626\u0645\u0629 \u0648\u0645\u0648\u062b\u0648\u0642\u0629\u060c \u0628\u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u062a\u0633\u064a\u0631 \u0628\u0633\u0644\u0627\u0633\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0631\u0627\u062d\u0644 \u0644\u062a\u062a\u0645\u0643\u0646\u0648\u0627 \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u0631\u062e\u0627\u0621<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0643\u064a\u0641 \u062a\u0642\u0648\u0645 \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\" \u0628\u0635\u064a\u0627\u0646\u0629 \u0627\u0644\u0639\u0642\u0627\u0631\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u062a\u0642\u0648\u0645 \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\" \u0628\u062a\u0648\u0638\u064a\u0641 \u0641\u0631\u0642 \u0645\u0646 \u0645\u062f\u064a\u0631\u064a \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0645\u0646 \u0634\u0631\u0643\u0627\u062a \u0645\u0631\u0645\u0648\u0642\u0629 \u0648\u062c\u062f\u064a\u0631\u0629 \u0628\u0627\u0644\u062b\u0642\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0642\u0627\u0631 \u0628\u0625\u0634\u0631\u0627\u0641\u0646\u0627<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0645\u0627\u0630\u0627 \u064a\u062d\u062f\u062b \u0639\u0646\u062f\u0645\u0627 \u064a\u0643\u0648\u0646 \u0647\u0646\u0627\u0643 \u0646\u0641\u0642\u0629 (\u0646\u0641\u0642\u0627\u062a) \u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0639\u0642\u0627\u0631 \u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u0645\u0635\u0627\u0631\u064a\u0641 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062e\u0635\u0645\u060c \u0625\u0645\u0627 \u0645\u0646 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0625\u064a\u062c\u0627\u0631\u064a \u0623\u0648 \u0645\u0646 \u0633\u0639\u0631 \u0628\u064a\u0639 \u0627\u0644\u0639\u0642\u0627\u0631. \u064a\u062a\u0645 \u062e\u0635\u0645 \u0625\u062c\u0645\u0627\u0644\u064a \u0645\u0635\u0627\u0631\u064a\u0641 \u0627\u0644\u0639\u0642\u0627\u0631 \u0627\u0644\u0645\u062a\u0643\u0628\u062f\u0629 \u0645\u0646 \u062f\u062e\u0644 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0648 \/ \u0623\u0648 \u0633\u0639\u0631 \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u0630\u064a \u062a\u0645 \u0627\u0633\u062a\u0644\u0627\u0645\u0647 \u0642\u0628\u0644 \u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0639\u0644\u064a\u0643.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"oew-tab-title oew-tab-mobile-title \" tabindex=\"2626\" data-tab=\"6\" role=\"tab\">\n\t\t\t\t\t\t\u0666. \u0627\u0644\u062a\u0646\u0642\u0651\u0644 \u062e\u0644\u0627\u0644 \u0645\u0646\u0635\u0651\u0629 \u0628\u064a\u062a\u0643\u0645\t\t\t\t\t\t\t<span class=\"oew-icon-align-right\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"oew-tab-content-6\" class=\"oew-tab-content \" role=\"tabpanel\" aria-labelledby=\"oew-tab-title-2626\">\n\t\t\t\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1203\" class=\"elementor elementor-1203\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-61364ca4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"61364ca4\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ad01f56\" data-id=\"7ad01f56\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-79ecdf3b elementor-widget elementor-widget-oew-accordion\" data-id=\"79ecdf3b\" data-element_type=\"widget\" data-widget_type=\"oew-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"oew-accordion-79ecdf3b\" class=\"oew-accordion\" data-settings=\"{&quot;multiple&quot;:&quot;false&quot;}\">\n\n\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0643\u064a\u0641 \u0623\u0648\u062f\u0639 \u0627\u0644\u0645\u0627\u0644\u061f\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u0627\u0644\u0631\u062c\u0627\u0621 \u0627\u062a\u0628\u0627\u0639 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u062a\u0637\u0628\u064a\u0642 Baytukum \u0648\u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646 \u062a\u062d\u0645\u064a\u0644\u0647 \u0645\u0646 \u0645\u062a\u062c\u0631 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0623\u064a\u0646 \u064a\u0630\u0647\u0628 \u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0648\u062f\u0639\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u0633\u064a\u062a\u0645 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0627\u0644\u062d\u0627\u0641\u0638 \u0627\u0644\u0623\u0645\u064a\u0646 \u0643\u062c\u0647\u0629 \u062e\u0627\u0631\u062c\u064a\u0629 \u064a\u062f\u064a\u0631\u0647 \u0628\u0646\u0643 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u062f\u0628\u064a \u0627\u0644\u0648\u0637\u0646\u064a\u060c \u0648\u0647\u0648 \u062d\u0633\u0627\u0628 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0639\u0645\u064a\u0644.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0643\u064a\u0641 \u0623\u0642\u0648\u0645 \u0628\u0633\u062d\u0628 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0627\u0644\u064a\u0651\u0629 \u0645\u0646 \u0645\u062d\u0641\u0638\u062a\u064a\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u0661. \u064a\u062a\u0645 \u0637\u0644\u0628 \u0627\u0644\u0633\u062d\u0628 \u0645\u0646 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u062e\u064a\u0627\u0631 \"\u0637\u0644\u0628 \u0633\u062d\u0628 \u062c\u062f\u064a\u062f\" \u0627\u0644\u0645\u062a\u0648\u0641\u0631 \u0641\u064a \u0644\u0648\u062d\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629.<br \/>\u0662. \u064a\u062a\u062d\u0642\u0642 \u0641\u0631\u064a\u0642 \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\" \u0645\u0646 \u0627\u0644\u0637\u0644\u0628.<br \/>\u0663. \u0628\u0639\u062f \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0637\u0644\u0628 \u0648\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u064a\u0647\u060c \u064a\u062a\u0645 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u0628\u0644\u063a \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0628\u0646\u0643\u064a \u0648\u064a\u062a\u0645 \u0625\u0634\u0639\u0627\u0631\u0643 \u0639\u0644\u0649 \u0644\u0648\u062d\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645. \u062a\u062a\u062d\u0645\u0644 \u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0628\u0646\u0643\u064a.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0645\u0627 \u0647\u064a \u062e\u062f\u0645\u0627\u062a \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\"\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u062a\u0648\u0641\u0631 \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\" \u062d\u0644 \u062a\u0645\u0648\u064a\u0644 \u062c\u0645\u0627\u0639\u064a \u0645\u062a\u0643\u0627\u0645\u0644 \u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629 \u0648\u062a\u0623\u062c\u064a\u0631\u0647\u0627 \u0648\u0627\u0645\u062a\u0644\u0627\u0643\u0647\u0627 \u0648\u0628\u064a\u0639\u0647\u0627.<br \/>\u0633\u062a\u062c\u062f \u0623\u0646\u0646\u0627 \u0646\u0648\u0641\u0631 \u0644\u0643 \u0641\u0631\u0635\u064b\u0627 \u0631\u0627\u0626\u0639\u0629 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u0635\u0629\u060c \u062d\u064a\u062b \u064a\u062a\u0645 \u0641\u062d\u0635 \u062c\u0645\u064a\u0639 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062f\u0631\u062c\u0629 \u0639\u0644\u0649 \u0645\u0646\u0635\u062a\u0646\u0627 \u0628\u0634\u0643\u0644 \u062c\u064a\u062f. \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0627\u0633\u062a\u062d\u0648\u0627\u0630\u060c \u0633\u0646\u0642\u0648\u0645 \u0628\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u0628\u0634\u0643\u0644 \u0643\u0627\u0645\u0644. \u0646\u0642\u0648\u0645 \u0628\u0645\u0639\u0627\u0644\u062c\u0629 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0648\u062a\u062d\u0645\u064a\u0644 \u062c\u0645\u064a\u0639 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a\u0643 \u0639\u0644\u0649 \u0644\u0648\u062d\u0629 \u0627\u0644\u062a\u062d\u0643\u0645 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643. \u0646\u062d\u0646 \u0646\u0633\u0647\u0651\u0644 \u0625\u062f\u0627\u0631\u0629 \u0639\u0642\u0627\u0631\u0627\u062a\u0643\u060c \u0644\u0630\u0644\u0643 \u0644\u0627 \u062f\u0627\u0639\u064a \u0644\u0644\u0642\u0644\u0642 \u0628\u0634\u0623\u0646 \u0630\u0644\u0643\u060c \u0648\u0623\u062e\u064a\u0631\u064b\u0627 \u0641\u0625\u0646\u0646\u0627 \u0646\u0642\u0648\u0645 \u0628\u0646\u0634\u0631 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0648\u0627\u0644\u062a\u062b\u0642\u064a\u0641 \u0644\u064a\u0633 \u0641\u0642\u0637 \u062d\u0648\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0634\u062e\u0635\u064a\u060c \u0628\u0644 \u0623\u064a\u0636\u0627\u064b \u0641\u064a \u0627\u0644\u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0645\u0627 \u0647\u064a \u0631\u0633\u0648\u0645 \u0623\u062a\u0639\u0627\u0628 \"\u0628\u064e\u064a\u062a\u064f\u0643\u064f\u0645\"\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>- 2.98% \u0641\u064a \u0648\u0642\u062a \u0625\u062c\u0631\u0627\u0621 \u0645\u0639\u0627\u0645\u0644\u0629 \u0642\u064a\u0645\u0629 \u0627\u0644\u0634\u0631\u0627\u0621<br \/>- 2.5% \u0641\u064a \u0648\u0642\u062a \u0627\u0644\u062a\u062e\u0627\u0631\u062c \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0628\u064a\u0639<br \/>- \u0642\u062f \u062a\u0641\u0631\u0636 \u0628\u064a\u062a\u0643\u0645 \u0646\u0633\u0628\u0629 \u0645\u0626\u0648\u064a\u0629 \u0639\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u0642\u064a\u0645\u0629 \u0627\u0644\u0639\u0642\u0627\u0631 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 5-15% \u0648\u0633\u062a\u0643\u0648\u0646 \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631 \u0628\u064a\u062a\u0643\u0645<br \/>- \u0631\u0633\u0648\u0645 5% \u0639\u0644\u0649 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0633\u0646\u0648\u064a \u0644\u0644\u0625\u064a\u062c\u0627\u0631 \u0644\u0643\u0644 \u0639\u0642\u0627\u0631<br \/>- \u0631\u0633\u0648\u0645 \u0625\u062f\u0627\u0631\u064a\u0629 \u0633\u0646\u0648\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 0.99% \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0639\u0642\u0627\u0631\u060c \u0633\u064a\u062a\u0645 \u062a\u062d\u0635\u064a\u0644\u0647\u0627 \u0631\u0628\u0639 \u0633\u0646\u0648\u064a\u064b\u0627.<br \/>- \u0642\u062f \u0646\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u0631\u0633\u0648\u0645\u0646\u0627 \u0623\u0648 \u0646\u062e\u0641\u0636\u0647\u0627 \u0648\/\u0623\u0648 \u0646\u0642\u062f\u0645 \u0627\u0633\u062a\u0631\u062f\u0627\u062f\u064b\u0627 \u0646\u0642\u062f\u064a\u064b\u0627 \u0644\u0623\u064a \u0633\u0628\u0628 \u0645\u0646 \u0627\u0644\u0623\u0633\u0628\u0627\u0628\u060c \u0637\u0627\u0644\u0645\u0627 \u062a\u0633\u0645\u062d \u0628\u0630\u0644\u0643 \u0642\u0648\u0627\u0639\u062f \u0633\u0644\u0637\u0629 \u062f\u0628\u064a \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u064a \u0628\u0645\u0642\u062f\u0648\u0631\u064a \u0633\u062d\u0628\u0647\u0627 \u0645\u0646 \u062d\u0633\u0627\u0628\u064a\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0633\u062d\u0628 \u0623\u064a \u0645\u0628\u0627\u0644\u063a \u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u0627\u0644\u0645\u062d\u0641\u0638\u0629. \u0647\u0630\u0627 \u0644\u0627 \u064a\u0634\u0645\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u062a\u064a \u062a\u0645 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0647\u0627<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0647\u0644 \u064a\u0645\u0643\u0646\u0646\u064a \u0628\u064a\u0639 \u062d\u0635\u062a\u064a \u0644\u0634\u062e\u0635 \u0623\u0639\u0631\u0641\u0647\u061f \u0623\u0648 \u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u062d\u0627\u0644\u064a\u061f\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u0641\u064a \u062d\u0627\u0644 \u0631\u063a\u0628\u0629 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0628\u0628\u064a\u0639 \u062d\u0635\u0651\u062a\u0647 \u0642\u0628\u0644 \u0646\u0647\u0627\u064a\u0629 \u0641\u062a\u0631\u0629 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0641\u0640\u0625\u0646\u0647 \u064a\u062a\u062d\u0645\u0644 \u062c\u0645\u064a\u0639 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a.<br \/>\u0625\u0630\u0627 \u0631\u063a\u0628 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0641\u064a \u0628\u064a\u0639 \u062d\u0635\u062a\u0647 \u0625\u0644\u0649 \u0645\u0633\u0627\u0647\u0650\u0645 \u062d\u0627\u0644\u064a\u0651 \u0641\u064a \u0639\u0642\u0627\u0631 \u0645\u0639\u064a\u0651\u0646\u060c \u0641\u0644\u0627 \u064a\u062c\u0628 \u0623\u0646 \u062a\u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u0645\u0633\u0627\u0647\u0650\u0645\u0629 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0644\u0643\u064a\u0629. (\u0625\u0646 \u0648\u062c\u062f)<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t<div class=\"oew-accordion-item\">\n\t\t\t\t\t<div class=\"oew-accordion-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"oew-accordion-icon oew-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-closed fa fa-plus\"><\/i>\n\t\t\t\t\t\t\t\t<i class=\"oew-accordion-icon-opened fa fa-minus\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u0645\u0627 \u0647\u064a \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0634\u0643\u0627\u0648\u0649\u061f\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"oew-accordion-content\">\n\t\t\t\t\t\t<p>\u064a\u0645\u0643\u0646 \u0644\u0623\u064a \u0639\u0645\u064a\u0644 \u0645\u0646 \u0639\u0645\u0644\u0627\u0621 \u0628\u064a\u062a\u0643\u0645 \u0623\u0646 \u064a\u0637\u0644\u0628 \u0646\u0633\u062e\u0629 \u0645\u0646 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0634\u0643\u0627\u0648\u0649 \u0648\u0628\u064a\u0627\u0646 \u0628\u0623\u0646 \u0646\u0633\u062e\u0629 \u0645\u0646 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0645\u062a\u0627\u062d\u0629 \u0645\u062c\u0627\u0646\u064b\u0627 \u0639\u0646\u062f \u0627\u0644\u0637\u0644\u0628 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 9.2.11<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ebdbbae 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\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0664. \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631 \u0665. \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0642\u0627\u0631 \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0666. \u0627\u0644\u062a\u0646\u0642\u0651\u0644 \u062e\u0644\u0627\u0644 \u0645\u0646\u0635\u0651\u0629 \u0628\u064a\u062a\u0643\u0645 \u0661. \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u0634\u0631\u0643\u0629 \u0630\u0627\u062a \u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u062e\u0627\u0635 \u0644\u0645\u0627\u0630\u0627 \u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0651\u064a \u062a\u0642\u062f\u064a\u0645 \u0625\u062b\u0628\u0627\u062a\u0627\u062a \u0627\u0644\u0647\u0648\u064a\u0651\u0629\u061f \u0646\u062d\u0646 \u0628\u062d\u0627\u062c\u0629 \u0644\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646\u0643 \u0634\u062e\u0635 \u062d\u0642\u064a\u0642\u064a\u060c 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